:root{--navy:#111B37;--navy-2:#1C2745;--navy-3:#101D41;--gold:#DFB187;--gold-deep:#C89A6B;--amber:#E3AF5A;--ink:#20242E;--muted:#9C9CA7;--paper:#F7F4EF;--white:#FFF}
*{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}
body{font-family:'Barlow',sans-serif;font-weight:300;color:var(--ink);background:var(--white);line-height:1.65;font-size:17px}
h1,h2,h3{font-family:'Gilda Display',serif;font-weight:400;line-height:1.2}
img{max-width:100%;display:block}a{text-decoration:none;color:inherit}
.wrap{max-width:1180px;margin:0 auto;padding:0 24px}
.kicker{font-size:12px;letter-spacing:.35em;text-transform:uppercase;color:var(--gold);font-weight:500}
.btn{display:inline-block;padding:14px 30px;font-size:13px;letter-spacing:.18em;text-transform:uppercase;font-weight:500;transition:.25s}
.btn-gold{background:var(--gold);color:var(--navy)}.btn-gold:hover{background:var(--amber)}
.btn-ghost{border:1px solid rgba(223,177,135,.6);color:var(--gold)}.btn-ghost:hover{background:rgba(223,177,135,.12)}
.side-label{position:fixed;left:14px;top:50%;transform:translateY(-50%) rotate(180deg);writing-mode:vertical-rl;font-size:11px;letter-spacing:.5em;z-index:60;pointer-events:none;background:linear-gradient(180deg,rgba(223,177,135,.25) 0%,#EFD7BC 45%,#DFB187 55%,rgba(223,177,135,.25) 100%);background-size:100% 320%;-webkit-background-clip:text;background-clip:text;color:transparent;animation:shimmer 7s linear infinite,drift 9s ease-in-out infinite}
@keyframes shimmer{0%{background-position:0 0}100%{background-position:0 320%}}
@keyframes drift{0%,100%{margin-top:-14px}50%{margin-top:14px}}
.reveal{opacity:0;transform:translateY(26px);transition:opacity .8s ease,transform .8s ease}.reveal.in{opacity:1;transform:none}
header{position:sticky;top:0;z-index:50;background:rgba(17,27,55,.97);backdrop-filter:blur(6px);border-bottom:1px solid rgba(223,177,135,.18)}
.nav{display:flex;align-items:center;justify-content:space-between;height:80px;gap:18px}
.brand img{height:44px;width:auto}
nav ul{display:flex;gap:26px;list-style:none;align-items:center}
nav a{color:#E8E9EF;font-size:13px;letter-spacing:.12em;text-transform:uppercase;font-weight:400;padding:6px 0;border-bottom:1px solid transparent}
nav a:hover,nav a.on{color:var(--gold);border-bottom-color:var(--gold)}
.has-sub{position:relative}
.has-sub>a::after{content:" ▾";font-size:10px}
.sub{display:none;position:absolute;top:100%;left:-14px;background:var(--navy-2);border:1px solid rgba(223,177,135,.25);min-width:280px;padding:10px 0;z-index:70}
.has-sub:hover .sub{display:block}
.sub a{display:block;padding:10px 18px;border:0;text-transform:none;letter-spacing:.02em;font-size:14.5px}
.sub a:hover{background:rgba(223,177,135,.1)}
.lang a{color:var(--muted);font-size:12px;letter-spacing:.15em}.lang a:hover{color:var(--gold)}
.nav-tel{color:var(--gold);font-size:15px;font-weight:500;letter-spacing:.04em;text-align:right;white-space:nowrap}
.nav-tel small{display:block;font-size:9.5px;letter-spacing:.22em;color:var(--muted);text-transform:uppercase}
.page-hero{background:linear-gradient(rgba(16,25,52,.94),rgba(16,25,52,.94)),url('img/hero-joanna-bw.webp') center 30%/cover no-repeat;color:var(--white);padding:84px 24px 70px;text-align:center}
.page-hero h1{font-size:clamp(30px,3.6vw,46px);max-width:860px;margin:14px auto 12px}
.page-hero p{max-width:640px;margin:0 auto;color:#D9DBE4;font-size:18px}
.content{padding:80px 0;background:var(--white)}
.content .wrap{max-width:860px}
.content h2{font-size:clamp(24px,2.6vw,32px);color:var(--navy);margin:44px 0 16px}
.content h2:first-child{margin-top:0}
.content p{margin-bottom:18px;color:#3D4250}
.content ul{margin:0 0 22px 0;list-style:none}
.content li{padding:14px 0 14px 34px;position:relative;border-bottom:1px solid #EFEAE0;color:#3D4250}
.content li::before{content:"—";position:absolute;left:0;color:var(--gold-deep)}
.content li b,.content li strong{color:var(--navy);font-weight:500}
.hl{background:var(--paper);border-left:3px solid var(--gold);padding:24px 28px;margin:30px 0}
.hl p{margin:0;color:#3D4250}
.band{background:linear-gradient(rgba(16,29,65,.88),rgba(16,29,65,.9)),url('img/seniorzy-planowanie.webp') center/cover;color:var(--white);text-align:center;padding:74px 24px}
.band h2{font-size:clamp(24px,2.8vw,34px);max-width:760px;margin:0 auto 12px}
.band p{color:#C7CBD7;margin-bottom:28px}
footer{background:var(--navy-3);color:#AEB3C2;padding:56px 0 30px;font-size:14px}
footer .wrap{display:grid;grid-template-columns:2fr 1fr 1fr;gap:40px;max-width:1180px}
footer h4{font-family:'Gilda Display',serif;color:var(--white);font-size:18px;margin-bottom:14px}
footer li{list-style:none;margin-bottom:8px}footer a:hover{color:var(--gold)}
.legal{border-top:1px solid rgba(223,177,135,.15);margin-top:40px;padding-top:22px;font-size:12.5px;color:#7C8191;text-align:center}
.legal .fusion{margin-top:8px;font-size:11.5px}.legal .fusion a{color:var(--gold-deep)}
@media(max-width:960px){nav ul{display:none}.side-label{display:none}footer .wrap{grid-template-columns:1fr}}

/* HOME */
.hero{position:relative;color:var(--white);padding:120px 24px 110px;overflow:hidden;background:linear-gradient(90deg,rgba(16,25,52,.96) 0%,rgba(16,25,52,.88) 34%,rgba(17,27,55,.55) 62%,rgba(17,27,55,.28) 100%),url('img/hero-joanna-bw.webp') right center/cover no-repeat}
.hero .inner{max-width:1180px;margin:0 auto;padding:0 24px}
.hero h1{font-size:clamp(32px,4.2vw,54px);max-width:660px;margin:0 0 10px}
.hero h1 em{font-style:normal;color:var(--gold)}
.hero p.sub{max-width:540px;margin:22px 0 36px;color:#D9DBE4;font-size:18px}
.hero .cta{display:flex;gap:16px;flex-wrap:wrap}
.hero .arc{position:absolute;left:-320px;bottom:-420px;width:820px;height:820px;border:1px solid rgba(223,177,135,.22);border-radius:50%;pointer-events:none}
.trust{background:var(--navy-2);color:#CBCFDA;padding:26px 0;border-top:1px solid rgba(223,177,135,.15)}
.trust .wrap{display:flex;flex-wrap:wrap;gap:14px 40px;justify-content:center;font-size:13.5px;letter-spacing:.06em}
.trust b{color:var(--gold);font-weight:500;margin-right:7px}
.services{background:var(--paper);padding:96px 0}
.sec-head{text-align:center;max-width:640px;margin:0 auto 56px}
.sec-head h2{font-size:clamp(28px,3.4vw,42px);color:var(--navy);margin:14px 0 12px}
.sec-head p{color:#5A5F6B}
.cards{display:grid;grid-template-columns:repeat(auto-fit,minmax(250px,1fr));gap:22px}
.card{background:var(--white);border:1px solid #E7E1D6;border-top:3px solid var(--gold);padding:36px 28px;transition:.3s;display:block}
.card:hover{transform:translateY(-6px);box-shadow:0 18px 40px rgba(17,27,55,.12)}
.card .num{font-family:'Gilda Display',serif;font-size:15px;color:var(--gold-deep);letter-spacing:.2em;margin-bottom:14px}
.card h3{font-size:21px;color:var(--navy);margin-bottom:12px}
.card p{font-size:15.5px;color:#5A5F6B}
.card span.more{display:inline-block;margin-top:18px;font-size:12px;letter-spacing:.2em;text-transform:uppercase;color:var(--gold-deep);font-weight:500}
.about-h{background:var(--navy);color:var(--white);padding:100px 0}
.about-h .wrap{display:grid;grid-template-columns:420px 1fr;gap:70px;align-items:center}
.portrait{position:relative}.portrait img{width:100%}
.portrait::after{content:"";position:absolute;inset:14px;border:1px solid rgba(223,177,135,.45);pointer-events:none}
.about-h h2{font-size:clamp(28px,3.2vw,40px);margin:14px 0 18px}
.about-h p{color:#C7CBD7;font-size:16.5px;margin-bottom:16px}
.signature{font-family:'Great Vibes',cursive;font-size:40px;color:var(--gold);margin-top:10px}
.sig-cap{font-size:11px;letter-spacing:.3em;text-transform:uppercase;color:var(--muted)}
.badges{background:var(--paper);padding:64px 0;border-top:1px solid #E7E1D6}
.badge-row{display:flex;gap:44px;justify-content:center;align-items:center;flex-wrap:wrap}
.badge-row img{height:120px;width:auto;filter:drop-shadow(0 6px 16px rgba(17,27,55,.18))}
.badge-cap{text-align:center;font-size:12px;letter-spacing:.14em;text-transform:uppercase;color:#8A8F9B;margin-top:10px}
@media(max-width:960px){.about-h .wrap{grid-template-columns:1fr}.hero{background:linear-gradient(rgba(16,25,52,.93),rgba(16,25,52,.93)),url('img/hero-joanna-bw.webp') center/cover no-repeat}}